Buyer FAQ
Common Buyer Questions
How do I start the home buying process?
Start by getting pre-approved for a mortgage. This tells you how much you can afford and shows sellers you're serious. Then connect with one of our agents who will guide you through the search, offer, and closing process.
What are closing costs?
Closing costs typically range from 2-5% of the purchase price and include lender fees, title insurance, appraisal, inspections, and prepaid taxes/insurance. Your lender will provide a detailed estimate early in the process.
How long does it take to buy a home?
From initial search to closing, the process typically takes 30-60 days once you're under contract. The overall timeline depends on how quickly you find the right home and your financing timeline.
Do I need a home inspection?
While not legally required, we strongly recommend a professional home inspection. It can reveal issues that aren't visible during a showing and gives you negotiating leverage before closing.
What is earnest money?
Earnest money is a good-faith deposit (typically 1-2% of the purchase price) that shows the seller you're serious about buying. It's held in escrow and applied to your closing costs or down payment at closing.